Free Budget Planner Template in Excel

Set your money management goals with this free Excel template for a monthly overview of your income and outgoings

“Conquering our financial demons with practical tools saves us time and headaches,” says writer and financial well-being specialist Clare Seal (@clareseal). She's established a career helping freelancers, business owners, and those who are self-employed manage their money and achieve financial stability.

A digital toolkit of strategies and resources can help you better keep track of your money and manage your finances.

One tool that can create the structure needed to keep our finances in order—and help set personal and professional goals—is a budget planner. Here, Clare shares a template she has developed to measure your personal cash flow.

Whether you're a freelancer, business owner, or full-time, learning to manage money correctly both in your business and personal finances is vital and is beneficial to both your business venture and your mental health.

A comprehensive money management toolkit includes a goal planner, an income planner, and a final element that ensures all these tools are in line with each other: the personal budget planner.

The final piece of the puzzle, the budget planner is a tool that enables you to look after your personal money and to be able to make plans, to figure out what to say yes or no to, i.e., to prioritize your spending.

Free Money Management Planner Template

The ready-to-use digital budget spreadsheet in Excel includes three parts: one for all income generated, a second for all regular outgoings (such as your monthly bills and expenses), and a third for your other outgoings (savings or paying off debts).

Once you've input the data each month, it'll automatically calculate your inflow, outflow, and money left over at the end of the month to help you plan for, manage, and reach your goals.

After clicking on the button below, you will find a file in .xlsx format in the Downloads folder on your computer containing the Free Budget Planner Template by Clare Seal.

If you want to learn more, you can sign up for Clare Seal’s course, Money Management for Creative Freelance and Small Business. In her course, you'll learn to conquer your finances by setting achievable budget goals, developing stable money management habits, and balancing business and personal expenses.

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