Money Management for Creative Freelance and Small Business
A course by Clare Seal , Financial Well-Being Specialist

Conquer your finances by setting achievable budget goals, developing stable money management habits, and balancing business and personal expenses.
“Conquering our financial demons with practical tools saves us time and headaches” says writer and financial well-being specialist Clare Seal. She has established a career helping freelancers, business owners, and those who are self-employed manage their money and achieve financial stability.
In this course, she guides you through how to create a toolkit of resources to make money management simple and effective. Learn how to develop practical strategies so you can organize both your business and personal finances, understand how to adapt to fluctuations in income and outgoings, and discover habits to improve your mindset when it comes to managing your money.
What will you learn in this online course?
14 lessons & 13 downloads
- 98% positive reviews (163)
- 8,222 students
- 14 lessons (1h 50m)
- 13 additional resources (5 files)
- Online and at your own pace
- Available on the app
- Audio: English, German, Spanish (Latam), French, Indonesian, Italian, Dutch, Polish, Portuguese, Romanian, Turkish
- English · Spanish · Portuguese · German · French · Italian · Polish · Dutch · Turkish · Romanian · Indonesian
- Level: Beginner
- Unlimited access forever
What is this course's project?
Create a digital toolkit of strategies and resources to manage your finances. The toolkit consists of a goal planner, an income planner, a budget planner and an example routine for good money management.

Projects by course students
Who is this online course for?
This course is for anyone who is self-employed, a freelancer, or business owner wanting a simple way to manage their finances.
Requirements and materials
No previous experience or knowledge is required.
In terms of materials, you will need access to Microsoft Excel or Google Sheets.

Reviews

Clare Seal
A course by Clare Seal
Clare Seal is an author and columnist specializing in financial well-being and money management. She began her career in brand management but, after facing and overcoming her own financial obstacles, Clare discovered a new career path. She started to document her journey to financial stability via her Instagram account myfrugalyear, gaining over 80K followers.
After discovering a large community of creatives and freelancers who struggle with money management, she founded The Financial Well-being Forum, working with individuals and businesses to improve their financial education and security. Clare also wrote a ‘money memoir’ Real Life Money in 2020, followed by The Real Life Money Journal, and is a columnist for Glamour magazine.
Content
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U1
Introduction
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About Me
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Influences
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U2
Finances 101
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The Importance of Money Management
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What Do You Need In Your Toolkit?
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Business Finance vs Personal Finance
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Case Study Intro
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U3
Crafting Your Toolkit
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Setting Challenging but Achievable Financial Goals
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Planning Your Income, So That You Don’t Get Caught Short 1
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Planning Your Income, So That You Don’t Get Caught Short 2
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Creating a Budget That Allows for a Flexible Income
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U4
Using Your Tools and Best Practices
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Using Your Toolkit
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Routine and Habits
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Digital Tools
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Financial Accountability on Social Media
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FP
Final project
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Money Management for Creatives and Freelancers
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What to expect from a Domestika course
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Learn at your own pace
Enjoy learning from home without a set schedule and with an easy-to-follow method. You set your own pace.
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Learn from the best professionals
Learn valuable methods and techniques explained by top experts in the creative sector.
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Meet expert teachers
Each expert teaches what they do best, with clear guidelines, true passion, and professional insight in every lesson.
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Certificates
PlusIf you're a Plus member, get a custom certificate signed by your teacher for every course. Share it on your portfolio, social media, or wherever you like.
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Get front-row seats
Videos of the highest quality, so you don't miss a single detail. With unlimited access, you can watch them as many times as you need to perfect your technique.
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Share knowledge and ideas
Ask questions, request feedback, or offer solutions. Share your learning experience with other students in the community who are as passionate about creativity as you are.
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Connect with a global creative community
The community is home to millions of people from around the world who are curious and passionate about exploring and expressing their creativity.
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Watch professionally produced courses
Domestika curates its teacher roster and produces every course in-house to ensure a high-quality online learning experience.
FAQs
Yes, this course is designed for beginners, especially creative professionals and freelancers who want to learn practical money management skills without requiring any prior finance experience.
You’ll learn budgeting techniques for variable income, separating business and personal finances, tax planning, setting and achieving financial goals, using digital tools, and building healthy money habits tailored to creative careers.
You only need basic spreadsheet software (like Excel or Google Sheets) and access to budgeting apps or digital planners recommended in the course. No advanced tools are required.
The course covers specialized budgeting strategies for variable income, including forecasting, cash flow management, and using planners to smooth out financial ups and downs common in creative work.
Yes, you’ll learn practical tax saving strategies, how to plan for tax obligations, and set up effective systems for regular tax savings.
The course provides customizable templates, planners, and workbooks to help you set financial goals, track income and expenses, and improve money habits.
Yes, you’ll get step-by-step guidance on setting up separate accounts, tracking expenses, and maintaining clear boundaries between your personal and business finances.
Domestika courses are online classes that allow you to learn new skills and create incredible projects. All our courses include the opportunity to share your work with other students and/or teachers, creating an active learning community. We offer different formats:
Original Courses: Complete classes that combine videos, texts, and educational materials to complete a specific project from start to finish.
Basics Courses: Specialized training where you master specific software tools step by step.
Specialization Courses: Learning paths with various expert teachers on the same topic, perfect for becoming a specialist by learning from different approaches.
Guided Courses: Practical experiences ideal for directly acquiring specific skills.
Intensive Courses (Deep Dives): New creative processes based on artificial intelligence tools in an accessible format for in-depth and dynamic understanding.
All courses are 100% online, so once they're published, courses start and finish whenever you want. You set the pace of the class. You can go back to review what interests you most and skip what you already know, ask questions, answer questions, share your projects, and more.
The courses are divided into different units. Each one includes lessons, informational text, tasks, and practice exercises to help you carry out your project step by step, with additional complementary resources and downloads. You'll also have access to an exclusive forum where you can interact with the teacher and with other students, as well as share your work and your course project, creating a community around the course.
You can redeem the course you received by accessing the redeeming page and entering your gift code.

Muy útil, facil de entender y de aplicar. Lo recomiendo.
Excelente curso para aprender si eres freelancer y no sabes nada sobre finanzas.
Me súper sirvió el curso, la verdad estaba necesitando con urgencia entender cómo podía organizar mejor mi dinero teniendo entradas tan viariables mes a mes. El presupuesto mensual tuvo mucho sentido para mí, para tener una idea de cuánto necesito para vivir, y la planilla de ingresos me hace entender qué mes voy a estar más ajustada con el dinero, para así en los meses más holgados poder ir generando una reserva para emergencias. Espero poder sostenerlo en el tiempo :)
Estaba buscando justamente algo así. Consejos prácticos y aplicables. Recursos directos para trabajar y bajar a tierra lo aprendido. Lo recomiendo ampliamente para quienes estén en busca de organizar sus finanzas.
Bases de la gestion financière globale avec outils fournis et explications.
Je recommande pour ceux qui souhaitent apprendre à avoir une vision globale sur leur budget d'entrée et sortie (mensuelle, annuelle...)